Legal

Terms of Service

Last Updated: April 2026

Welcome to Crypto-Fi. By accessing our platform, you agree to these decentralized terms. We don't hold your money, we don't ask for your ID, and we don't freeze your account.

1. Acceptance of Terms

By connecting a Web3 wallet, creating a product link, or facilitating a transaction through Crypto-Fi, you agree to be bound by these Terms of Service. If you do not agree, do not use the platform.

2. Non-Custodial Nature

Crypto-Fi is a non-custodial protocol. We **do not hold, control, or have access** to your funds at any time. Transactions flow directly from the buyer's wallet to your wallet via smart contracts on the Base Network. Because we do not custody funds, we cannot issue refunds, reverse transactions, or freeze assets.

3. No KYC & Privacy First

You are the bank. We do not require Know Your Customer (KYC) documentation, passports, or utility bills. Your wallet address is your identity. You are solely responsible for maintaining the security of your private keys and seed phrases.

4. Fees

Crypto-Fi charges a flat 5% fee on all successful transactions. This fee is automatically deducted at the smart-contract level during the transaction. There are no monthly fees, setup fees, or hidden charges.

5. Restricted Content

While Crypto-Fi cannot censor transactions on the blockchain, we reserve the right to remove product listings from our centralized frontend interface if they violate applicable laws, include illegal materials, or constitute fraud. The underlying smart contract remains immutable.

CODE IS LAW.